An IRS lien or levy requires prompt, careful attention. The available response depends on the notice, deadlines, compliance status and financial facts.
When this may deserve a closer look
- Your bank received an IRS levy
- Your employer received a wage garnishment
- A federal tax lien is affecting a sale, refinance or credit
How Tax Relief SOS approaches the matter
- Identify the notice and deadline
- Secure missing transcripts and confirm compliance
- Evaluate release, withdrawal, subordination or appeal options
- Communicate directly with the assigned IRS function
Helpful documents to gather
You do not need every document before the first conversation, but these records commonly help clarify the account:
- The complete levy, lien or garnishment notice
- The envelope and notice date
- Bank or employer levy documents
- Proof of payments or pending agreements
- Income, expense and asset information
Common mistakes to avoid
- Waiting until after the printed deadline
- Confusing a federal tax lien with a levy
- Sending incomplete financial information
- Assuming a telephone call preserves every appeal right
What the process may include
- Identify the notice and collection stage
- Confirm filing compliance and the correct balance
- Protect available administrative appeal rights
- Evaluate release, withdrawal, subordination or collection alternatives
- Communicate with the IRS and affected third party when authorized
What you receive
You work directly with Tayde Saenz, an Enrolled Agent authorized to represent taxpayers before the IRS. The goal is to replace uncertainty with an accurate account review, a carefully selected strategy and clear communication throughout the process.
Frequently asked questions
What is the difference between a lien and a levy?
A lien is the government’s legal claim against property. A levy is a legal seizure of property or rights to property.
Can a bank levy be released?
A release may be available in appropriate circumstances, but the account, timing, compliance and financial facts must be reviewed immediately.
Can I appeal collection action?
Certain actions may qualify for Collection Due Process or the Collection Appeals Program. Deadlines and procedures vary.
Important to know
No ethical tax professional can promise a particular IRS outcome before reviewing the complete facts. Eligibility, timing and results vary. Penalties and interest may continue to accrue until the liability is resolved or paid.
General information only. This page does not create a professional-client relationship.